Hi, I'm Helena
HOW WE GET YOUR CREDIT MORTGAGE READY
Schedule a consultation
to discuss your credit repair needs, how our program works and explain the home buying process.
Enroll in credit repair services, create your client portal for monthly updates and complete onboarding.
We challenge inaccurate and questionable accounts on your credit profile with each credit bureau. While assisting you in building positive credit history.
Once we've reached our credit goal for mortgage approval, you can begin to apply for your mortgage, and shop for your Dream Home.
Our Pricing Plans
Single Membership
$149.00 Enrollment
- $75.00 Month to Month Fee
- 24/7 Client Portal Access
- Unlimited Disputes
- Monthly Credit Updates
- Credit Education
- Support via Phone/Email
- Partnered with a Realtor and Mortgage Lender
- Results or Your Money Back
Couples Membership
$249.00 Enrollment
- $125.00 Month to Month Fee
- 24/7 Client Portal Access
- Unlimited Disputes
- Monthly Credit Updates
- Credit Education
- Support via Phone/Email
- Partnered with a Realtor and Mortgage Lender
- Results or Your Money Back
Happy
Home Owners
"Helena has been a blessing to me. She was very upfront about the process, told me everything I needed to know and do, and was with me throughout the whole thing. Within a few months I was able to purchase my first home." -R. Gibbons
"When we first started the process our scores were very low.and Helena gave us clear instructions on how to improve them (including not using our cards). Financially Fit really helped us become Home Owners!"- Romero Family
"I am constantly impressed with the details and communication she offers. All questions are precisely answered, leaving no room for confusion within the process.".- O. Alexander
Credit Tips
Check your credit reports for errors
Make payments
on time
1 out of 5 Americans have errors on their credit reports that can be keeping their scores low. Errors can be as big as accounts that do not belong to you or as small as outdated addresses.
Payment History is 35% of your overall credit score. The best scores have a long history of on time payments. Late payments can drop your credit scores 50+ points.
Reduce high balance accounts
Work with a credit professional
Not only do high balances count against you when buying (debt to income ratio), high balances also lower your scores. Balances should be kept below 30% of utilization. For example credit card with a $1,000 limit should keep a balance below $300.
Like Financially Fit! We work beside you to restore, rebuild and repair your credit. Creating a personal plan of action and disputing with the credit bureaus on your behalf, to help you reach your home ownership goal.
